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BizFREE Checking^SM

Perfectly Sized for Smaller Businesses

With no monthly service fee plus a free Visa^® Business Debit Card, BizFREE Checking is a perfect fit for businesses that have a low number of monthly transactions.

Sign up for BizFREE Checking, and take advantage of:

• No minimum opening deposit¹
• No monthly service fee
• 50 free transactions per month²
• Free Visa Business Debit Card with travel rewards
• Sole Proprietors: Free personal FCBUSA Online to view account information, transfer between accounts³, access e-statements, check images and free FCBUSA Online Bill Pay
• All other businesses: FCBUSAnet Business Internet Banking is available
• 24-hour ATM access
• Free AccountAbility^SM Bank-by-Phone service — easily retrieve account information and make transfers between accounts³
• Savings Overdraft Transfer⁴ and ProTecLine^{SM 5}
• Night depository for after-hour deposits

1. We reserve the right to close an account that has a zero balance for 30 or more consecutive calendar days.

2. A transaction is a deposit made and/or check processed, excluding certain electronic debits such as preauthorized debits and credits, ATM and point-of-sale transactions.

3. Transfers from savings accounts are subject to limitations.

4. Biz Statement Savings required. Regulatory transfer limits apply and a fee is imposed for transfers made.

5. Overdraft protection line of credit, subject to credit approval.

6. Defined as deposits or checks paid.

7. Defined as each item (checks written, deposit ticket submitted, or checks deposited).