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Visa^® Classic Card

Security, reliability and convenience – all in one card.

With tons of valuable benefits – including worldwide acceptance and cash advances – and no annual fee, the Visa Classic Card from First Commercial Bank, N.A (USA) offers everything you need in a credit card.

And, if you sign up for the optional TravelAwards Plus^SM, you’ll earn valuable points whenever you make a purchase with your card. You can redeem your points for free or discounted travel, gift cards or certificates from local merchants – even brand name merchandise.

Your First Commercial Bank, N.A (USA) Visa Classic Card is serviced right here in California, so you can get help at your convenience.

Here’s what’s in it for you: ¹

• Free online access to your account
• Free E-statements
• Access to account information through AccountAbility^SM bank-by-phone service
• Save and earn rewards with TravelAwards Plus (optional)
• Worldwide acceptance
• Local servicing
• Visa’s Zero Liability policy on unauthorized transactions²
• Up to $200,000 Travel Accident Insurance
• Auto Rental Collision Damamge Waiver at no additional cost

The details:

• Fixed Interest Rate
• May be made automatically as one-time or recurring payment through online banking
• Monthly Payments
  • Flexible payment schedule: pay minimum due, statement balance, current balance or other amount
  • May be made automatically as one-time or recurring payment through online banking

More Benefits

Cash When You Need It

• Cash advances — Available at any of our branches, worldwide at ATMS displaying the Visa logo, and from more than 400,000 Visa member offices.
• Emergency Cash Disbursement and Card Replacement — Replacement within 24 hours if your card is lost in the US or Canada; elsewhere, cards can be replaced within one business day.

Protection When You Travel

• Travel insurance — When you purchase your tickets on any licensed common carrier, you and your family are covered up to $200,000 of Travel Insurance, at no additional charge to you.
• Auto Rental Collision Damage Waiver — Automatic coverage for the full value of your rented automobile in the event of collision, theft, or vandalism.
• Lost Visa card — Replacement within 24 hours if your card is lost in the US or Canada. Elsewhere, cards can be replaced within one business day.

1. Certain restrictions, limitations, exclusions apply

2. Certain restrictions, limitations, exclusions apply. Please see your card agreement for details.