Personal Services

Home Loan Calculator

	Statement Savings	FCBUSA Tiered Savings^SM	Money Market Account	Holiday Savings Account
Description	A convenient way to save.	Earns a higher interest rate with higher balances.	Higher balances earn higher interest rates, plus you can write a limited number of checks each month.	Makes it easy to save for the holidays and earn a competitive interest rate. Encourages savers not to touch their holiday savings until the holidays.
Interest	Compounded daily on entire balance. Credited monthly. $100 minimum balance required to earn interest.	Compounded daily on entire balance. Credited monthly. $5,000 minimum balance required to earn interest.	Compounded daily on entire balance. Credited monthly. No minimum balance required to earn interest.	Simple interest is paid annually on October 31^st. No minimum balance required to earn interest.
Minimum Opening Deposit	None¹	None¹	$1,000	$5
Minimum Balance to Avoid Monthly Service Fee	$300 daily balance	$500 monthly average	$1,000 daily balance or $2,500 monthly average balance	None
Monthly Service Fee	None with minimum balance², or $3 with direct deposit³ $4 without direct deposit³	None with minimum balance² or $5	None with minimum balance², or $9 with direct deposit³ $10 without direct deposit³	None
Money Express^SM ATM Card	FREE	FREE	FREE	N/A
Money Express ATM Access	FREE⁴	FREE⁴	FREE⁴	N/A
AccountAbility^SM (Bank-by-Phone service)	FREE	FREE	FREE	FREE
FCBUSA Online	FREE	FREE	FREE	FREE